Financing Your Used Car in Temple Hills, Maryland
The financing team at Easterns Automotive has years of experience guiding low credit car shoppers through every step of the loan process and will help you secure the favorable auto loan you deserve so you can drive home in a high-value, certified pre-owned vehicle.
At Easterns Automotive, we understand that purchasing a used car is a significant decision, and finding the right financing option can make all the difference. That’s why we’re committed to providing transparent and hassle-free financing solutions tailored to your needs. Even if you have a subprime or deep subprime credit score, our team will strategize and explore all possible avenues on your behalf to help you secure a premium, certified pre-owned vehicle.
Why You Should Choose Easterns Automotive
Vast Inventory at Competitive Rates
Our Temple Hills dealership hosts hundreds of fully refurbished and certified cars, trucks, SUVs and vans, so shoppers are guaranteed to find their perfect car at a shockingly low price. We work with a network of trusted lenders to secure the best possible rate for your financial situation and budget.
Low Credit Financing
At Easterns Automotive, Your Job is Your Credit™. Put simply, we don’t stress over credit scores – as long as you’re working, we’ll leverage our financing connections and do everything in our power to help you walk out of our dealership with the keys to a high-quality vehicle. Our dealership specializes in low credit financing, and we’re dedicated to helping you rebuild your credit by reporting your on-time car payments directly to your credit bureau.
Flexible Terms
We’re not just amenable to low credit shoppers – our lending team offers the same flexibility to bad credit auto loan applicants as our high credit score shoppers. Whether you prefer a shorter-term loan with higher monthly payments or a longer-term loan with lower monthly payments, we have options to suit your needs.
CONTACT INFORMATION
Easterns Automotive Group of Temple Hills
Address: 4809 St Barnabas Rd,
Temple Hills, MD 20748
Phone: (877) 867-0641
Click here to text us!
DEALERSHIP HOURS
Monday: 10:00 AM – 8:00 PM
Tuesday: 10:00 AM – 8:00 PM
Wednesday: 10:00 AM – 8:00 PM
Thursday: 10:00 AM – 8:00 PM
Friday: 10:00 AM – 8:00 PM
Saturday: 9:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM
Temple Hill Residents Can Buy a Certified Pre-Owned Car From Big Name Makes Regardless of Their Credit Score
At Easterns Automotive, we’ll take the time to explain your options, review your credit situation, and address any concerns you may have. Our goal is to provide you with the information you need to make informed decisions about your auto financing – our Temple Hills finance team is here to answer any questions you may have about the financing process.
Get assistance from a devoted financing expert online or in-person at our dealership in Temple Hills, Maryland, today.
Frequently Asked Questions
Is it better to get a loan from a dealership or my bank or credit union?
It depends on your financial situation. Banks and credit unions tend to be less lenient with low-credit borrowers than reputable low-credit auto loan dealerships like Eastern Automotive, who are dedicated to supporting low-credit shoppers with good terms and an impressive inventory at great prices.
Our financing team will help car shoppers determine which lender source they have the best chances of securing a favorable loan from. Shoppers with high credit scores may find better rates or terms through their bank or credit union, while shoppers with low credit scores can find more flexibility and openness through Easterns Automotive’s financing network.
Is it easier to qualify for an auto loan or financing after Chapter 7 Bankruptcy or Chapter 13 bankruptcy?
Either a Chapter 7 or Chapter 13 bankruptcy will make securing financing more arduous due to bankruptcy’s impact on your credit score, history and risk profile. That said, securing a loan soon after a Chapter 13 bankruptcy may be slightly easier than a Chapter 7 bankruptcy for applicants.
Although it involves a longer recovery period of three to five years (compared to Chapter 7 bankruptcy’s four to six month period), Chapter 13 filers can still apply for an auto loan while the bankruptcy is active if you get permission from the bankruptcy trustee. If successful, shoppers have the opportunity to improve their credit score while in bankruptcy by making on-time car payments.
Moreover, because Chapter 13 bankruptcy involves creating an in-depth repayment plan that applicants are held accountable to, lenders are more willing to loan to them.
In either case, bankruptcy may negatively affect your ability to secure favorable loan terms without higher interest rates from a bank or credit union. Filing with the flexible financing team at Easterns Automotive that’s dedicated to helping low-credit shoppers may be the best course of action for car shoppers who have recently filed for either Chapter 7 or Chapter 13.
