Trusted Pre-Owned Dealership for Flexible Financing in Sterling, Virginia
Car shoppers with subprime and deep subprime credit scores often have to make compromises, which often involve opting for a low-cost car with limited miles or forgoing reliable transportation entirely. At Easterns Automotive, shoppers never have to settle for a subpar vehicle because of their financial situation. Each of the thousands of pre-owned cars in our inventory has been thoroughly inspected and certified to perform optimally for many years to come.
We know the stress low credit buyers are under and will work to ensure you get the dependable car you need at an agreeable price. As long as you’re employed, no matter your credit score, our skilled auto financing team will leverage our lending connections to help you secure the auto loan you need to afford the right car for you.
Tailored Financing Solutions
Every shopper’s financial situation is different, and their auto financing should reflect that. At Easterns Automotive, we offer flexible financing with competitive rates and terms to suit different needs and budgets. Whether you’re looking for a long loan term with a reduced monthly payment or a shorter term with reduced interest rates, we’ll leverage our extensive network to help you secure your ideal loan.
How to Get Started Getting an Auto Loan in Sterling, VA
Assistance with Trade-Ins
Thinking about trading in your current vehicle? Our team is here to assist you every step of the way. Trading in your car can potentially help you lower your monthly payments, which can make upgrading to a newer vehicle more affordable. We offer dedicated trade-in assistance to ensure you receive the best possible value for your trade-in vehicle in Sterling, Virginia. Even if you’re still paying off your current car, we can still help you sell it so you can buy one of the thousands of models in our inventory.
Convenient Online Pre-Approval
We’ll help you save time by getting you pre-approved for financing online. Our secure online application takes just minutes to complete and allows you to get pre-approved from the comfort of your home. We offer online assistance to help shoppers determine their credit score, budget and financing so they have the knowledge they need to shop at our dealership with confidence while our financing experts work tirelessly to find the best rate available for your unique financial situation.
Expert Financial Guidance
Have questions about the financing process? Our Sterling finance experts are here to address any concerns and guide you through the financing process seamlessly. We’ll take the time to thoroughly explain your financing options, review your credit profile and ensure you have all the information you need to make informed decisions.
CONTACT INFORMATION
Easterns Automotive Group of Sterling
Address: 22705 Commerce Center Ct,
Sterling, VA 20166
Phone: (877) 867-0641
Click here to text us!
DEALERSHIP HOURS
Monday: 10:00 AM – 8:00 PM
Tuesday: 10:00 AM – 8:00 PM
Wednesday: 10:00 AM – 8:00 PM
Thursday: 10:00 AM – 8:00 PM
Friday: 10:00 AM – 8:00 PM
Saturday: 9:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM
Visit the #1 Pre-Owned Dealership for Credit Assistance Today
As the winner of DealerRater’s “Consumer Satisfaction Award” seven years in a row, you can trust that you’re in good hands at Easterns Automotive. We’re ready to use our relationships with banks and financiers to your advantage. Your credit score is irrelevant – with us, Your Job is Your Credit™. Get assistance from the experienced sales team at our Sterling, Virginia dealership. They will put your needs first and work hard to get you the car you deserve with an affordable auto loan.
Frequently Asked Questions
Can I qualify for an auto loan or vehicle financing after Chapter 7 bankruptcy?
Yes, though it’s recommended that car shoppers wait four to six months after the bankruptcy has been fully discharged to apply if possible.
Can I qualify for an auto loan or financing after Chapter 13 bankruptcy?
Yes. Unlike Chapter 7 bankruptcy, you can file for an auto loan while a Chapter 13 bankruptcy is still active if you get permission from the trustee.
That said, applicants with a bankruptcy showing in their credit report are still viewed as high-risk applicants that can make securing a favorable loan difficult. At Easterns Automotive, we’re dedicated to securing car loans with good terms for our shoppers regardless of their credit score and will utilize our extensive network to find the right financing solution for you.
What documents should I bring with me when I meet with Easterns Automotive’s car loan team?
If you’re visiting our Sterling, Virginia dealership to apply for financing, you should bring:
- Valid driver’s license
- Proof of income (pay stubs, tax returns, bank statements, a letter of employment, etc.)
- Up-to-date credit report
- Proof of residency
- List of references
- Co-signer (optional)