Laurel, Maryland, Car Shoppers Can Finance a Certified Pre-Owned Car at Easterns Automotive for Less Money and Stress
Buying a car is a significant investment that requires flexible financing, but shoppers with low credit scores tend to struggle to find agreeable lenders. Too many dealerships refuse to find financing solutions for shoppers with low credit scores or will take advantage of them by selling them lemons with high interest rates.
Unlike other dealerships, we don’t discriminate against credit scores. We’re a Your Job is Your Credit™ dealership. As long as you have a job, we’ll utilize our relationships with auto lenders to craft personalized solutions for flexible financing so you can more easily secure a dependable car that meets your daily transportation needs.
We’re dedicated to making the financing process as smooth and transparent as possible for our customers in Laurel, Maryland. Our award-winning team is here to help you find the financing solution that fits your needs and budget.
Unmatched Flexibility and Financing Options
We understand the challenges low-credit shoppers face and are committed to customizing our solutions to best fit your situation. We make securing a high-quality, long-lasting vehicle easier by offering thousands of certified pre-owned cars across multiple makes at shockingly low prices that shoppers can enjoy regardless of their credit score.
Our experienced auto financing professionals work with a network of trusted lenders to secure competitive rates and terms for our customers. We’ll explore all available options to get you behind the wheel of your ideal car.
Moreover, not only do we help customers with less-than-perfect credit get approved for auto financing, but we also make the extra effort to help change their credit score. Every payment you make through us will be reported to credit bureaus to improve your credit score, so customers buying one of our certified pre-owned vehicles can benefit from not only a great vehicle but gradual credit score repair.
CONTACT INFORMATION
Easterns Automotive Group of Laurel
Address: 3510 Laurel Fort Meade Rd,
Laurel, MD 20724
Phone: (877) 867-0641
Click here to text us!
DEALERSHIP HOURS
Monday: 10:00 AM – 8:00 PM
Tuesday: 10:00 AM – 8:00 PM
Wednesday: 10:00 AM – 8:00 PM
Thursday: 10:00 AM – 8:00 PM
Friday: 10:00 AM – 8:00 PM
Saturday: 9:00 AM – 8:00 PM
Sunday: 11:00 AM – 5:00 PM
We Make Car Shopping Easier and More Accessible for Shoppers of All Credit Score Types
Our team provides seamless trade-in assistance and will help you get the best possible value for your old car that you can apply to your purchase of a certified pre-owned vehicle to lower your monthly payments.
If you have a job, securing reliable transportation shouldn’t be a hassle. Our finance team is here to answer any questions you may have about the financing process and help you understand your options. Call 888-650-4775 today to learn more about our personalized financing options or visit our Laurel, Maryland, dealership to receive in-person assistance from our dedicated, customer-oriented team.
Frequently Asked Questions
How much will my monthly payment be?
Your monthly payment is determined by your loan term, loan amount, downpayment and your interest rate. Paying more upfront and setting up a short loan term will reduce your total expenditure – however, it may be worth it for some shoppers to have a longer term and more interest if it makes their monthly payments more manageable.
Can I qualify for an auto loan or financing after Chapter 7 bankruptcy?
Yes, but it’ll be difficult and you’ll likely face surged interest rates if the bankruptcy is still active or has yet to be fully dismissed. Even after the bankruptcy has been resolved, the impact it will have on your credit score is long-lasting, remaining on your credit report for as long as 10 years.
Car shoppers who recently filed for Chapter 7 bankruptcy will be able to increase their chances of being accepted by waiting four to six months after the bankruptcy has been discharged to apply. However, some car shoppers may not be able to wait that long. At Easterns Automotive, our financing team will work hard and fast to help shoppers with subprime credit secure a good loan with good terms.
Can I qualify for an auto loan or financing after Chapter 13 bankruptcy?
Yes – unlike Chapter 7 bankruptcy, you can file for an auto loan while a Chapter 13 bankruptcy is still active if you get permission. Moreover, because Chapter 13 bankruptcy involves creating an in-depth repayment plan filers are held accountable to, lenders are more willing to loan to them. That said, applicants still have a low chance of securing a favorable loan without high interest rates from a bank or credit union – which is why filing with the flexible financing team at Easterns Automotive, who curates solutions for low-credit shoppers, can be more advantageous.
