Where Your Job is Your Credit

Are you a DMV-area resident struggling to buy a car because you can’t quality for an auto loan? The only way to defeat bad credit is to build good credit, but it’s difficult to do if you can’t find a lender to approve you for a car loan. At Eastern Automotive Group, we’re committed to helping Washington DC and Baltimore residents get the vehicles they need even if they currently have bad credit.

Easterns Automotive Group (AKA Eastern Motors) proudly serves the car, truck and SUV buying and financing needs of drivers throughout Virginia and Maryland. If you live in this region, we are the top choice for finding a great loan and vehicle with less-than-perfect credit. We know that bad things happen to good people, which is why we look at more than just your credit score. We opened in 1988 with the slogan “Where Your Job is Your Credit®”, and our goal was and still is simple, find each person their next vehicle with the best financing possible.

In the video above, Joel Bassam, the Director of Marketing at Easterns Automotive Group, dives into the slogan that comprises our toe-tapping jingle: “Where Your Job Is Your Credit.” This has been our slogan since we first began selling high-quality cars to the Washington, D.C. area in 1988. It means:

• Our staff members are trained to work with people who have less-than-perfect credit
• We give people a chance rather than make assumptions based on some number assigned by a credit agency
• We’ll go the extra mile to find you a financing solution and a quality, reliable vehicle
• “Bad credit” shouldn’t stop good people from getting the vehicle they need to get to work, run errands or get to school

While your credit score will influence financing options, at Easterns Automotive we know that your job history can also positively affect interest rates. Things are hard right now, and many normally gainfully employed individuals have unavoidable gaps in their employment history. Some lenders understand that and are still willing to work with people who may have lost jobs due to forces beyond their control.

We work with you to get you in the perfect car for your family, not the other way around. Thanks to our well-developed lending relationships with Capital One, Prestige Financial, Santander, Wells Fargo, BB&T, AmeriCredit, SunTrust, Ally Bank and USAA, and our staff’s expertise, we can stand by our slogan every day.

Always remember—at Eastern Motors, your job is your credit!

There are two ways financing a car can affect your credit score:

• Credit checks performed for loans are counted as “hard inquiries” – too many of these types of credit checks may ding your credit score, but the damage usually isn’t severe
• If you make all your necessary payments on time your bad credit will improve – that’s fundamentally how credit works

The benefit of making on-time car payments will exponentially outweigh any damage done by a hard inquiry for an auto loan. Financing a new or used vehicle can be part of your credit repair plan – as long as you’re able to make your payments on time.

You probably haven’t tried every lender out there because there are literally dozens of them. At Easterns Automotive we work with more than 30 lenders to increase the chance we can find a great auto loan for car buyers with poor credit.

Working with this many lenders also allows us to give our car shopping customers options on rates and terms. You may find you qualify for more auto loans than you realize, so it’s important you know which ones will provide the most advantageous terms for your situation.

Before you give up hope on your car buying journey, visit the dealership where your job is your credit. We have car dealerships in the Washington D.C. and Baltimore areas as well as locations in Frederick, Maryland and Sterling, Virginia.

Call Easterns Automotive Group at (877) 863-6107 for more information.